Internship Report

Internship report on Maiwand bank

Sifatullah

An Internship Report Submitted to Khurasan University, Jalalabad in Partial Fulfillment of the Requirements for the Degree of

BBA (Finance)

Khurasan University, Jalalabad Afghanistan.

2009-2013

PROJECT APPROVAL FORM

The undersigned certify that they have read the following project report and are satisfied with the overall performance and recommend the report to the Faculty of business Administration for acceptance.

Project Report Title: Report on Maiwand Bank (commercial Bank)

Submitted By: Sifatullah

Registration; BBP03 146

Bachelor of Business Administration

Supervisory Committee

Supervisor

Mr.Abul Wahid “Sherani” ______________________________

Member of R & D Department

Mr. Bilal khan ________________________________

Head of the Department

Mr. Munir Khan _______________________________

Mr. Ahmad Tariq Kamal _________________________________

President

DECLARATION FORM

I am Sifatullah S/O Jan Agha

Registration # BBP03 146

Student of bachelor of business administration at Khurasan University Jalalabad Afghanistan do hereby declare that the internship report titled as:

Submitted by me in partial fulfillment of BBA (Hones) degree is my own work and has not been Submitted or published earlier. I also solemnly declare that it shall not, in future, be submitted by me for obtaining any other degree from this or any other university or institution.

Signature:

Name. Sifatullah

DEDICATION

I dedicate this small piece of humble efforts to my beloved , most respectable family, especially my father and mother who really encouraged me , prayed for my success in this Degree of BBA and supported me financially wordly to finished in this program and I would like to say, Mom and Dad! You are the greatest parents in the world and kindly ask from almighty Allah their shadow of mercy shall never go away from my life, and all the intellectual, talented teachers for whom I do not have special words to praise their struggles and efforts and for all of my those friends who give me information for making this reports and help me to rich in my goal.

ACKNOWLEDGEMENT

In the name of ALLAH, the most kind and most merciful.

I thank Almighty, the beneficent and the merciful whose blessings to the rich fruit of modest efforts in the form of this internship report and arrived me in this stage of sweet life.

It is hard to find words of appropriate dimensions to express my gratitude to our worthy supervisor Sir Abdul Wahid, Lecturer Khurasan institute of higher education Jalalabad for his keen potential interest, useful suggestions, consistent encouragement, intensive teaching, dynamic supervision, kindness ethic and friendly behavior throughout this course of study.

I owe special thanks to Dear president, all the Lecturers and Authorities of Khurasan institute of higher education for their help in conducting this internship report

At the end I wish to record my gratitude to my parents, uncle, my good friend Arfan khan, Amran khan and elder brother Ishaqullah (kakar) was student of KIHE for their patience and indulgence while I worked on this internship report. They were always supporting me and encourage me with their best wishes.

Without their support, I would not have been able to undertake a study of this scale and rich to this educational stage.

Executive Summary

To study the organizational and management setup of Maiwand bank it has deferent’s branches Provincial Branches, Ladies Branch, university branch, Islamic banking Branch. maiwand bank has implemented in internet banking system that provides its customers anywhere, anytime maiwand bank facilities financially its customers against reliable depending on the nature of the facility and history of the customer with Maiwand bank Registered Mortgage primary required by maiwand bank and the central bank of Afghanistan (DAB) Bank Guarantees (Continues) Terms and Conditions. Sms banking Maiwand bank providing sms mobile banking facilities for valued customers. Maiwand bank has been bringing innovative banking ideas for its customers and mobile banking is one of them using the mobile banking facilities of Maiwandbank, you can check your bank account balance and check last transaction in your account as mini account statement. Competitors of Maiwand Bank Bakhtar bank, Afghanistan international bank (AIB), Azizi bank, New kabul bank, Bank alfalah limited, Ghazanfar bank, Afghan united bank, Pashtany bank, Bank-e-Millie afghan. Banking software (CBS) The Maiwand Bank offers Any Where Banking through Core Banking Solution Ladies Banking Maiwand Bank recognized the need to provide special products and services of banking to ladies community through a special branch for ladies The bank is looking enthusiastically to provide banking services to the ladies by professional and well trained female banking staff at the Bank's Ladies Branch Organization. Structure of Maiwand are Branch Manager, operational manager (cash department, Customer Service Department), Maiwand bank is commercial bank this bank is made up of individuals and persons of trained and educated. it means that employees of Maiwand bank are competent and talented I thank centralized organizational structure is more beneficial for Maiwand bank or any banking sector Maiwand bank jalalabad branch is located in mukhabirat chawk it has 45 employees working together for achieving of organizations goal of the bank Main Offices of Maiwand Bank This bank provide the facilities of banking to Jalalabad peoples I did my internship in these departments Cash Department(cash management, use of cash), Finance department(where to invest the money), account opening department(how to open an account and how much money need to open account) Maiwand bank have marketing department in a week very three days of the week one member of Maiwand bank go to the market and ask people about Maiwand bank services and distribute the brusher and newspaper of this bank four days of my working there in Maiwand bank I went to the jalal abad city and collect some information about Maiwand bank for the Marketing department of this commercial bank and this bank mostly do there marketing on TV, radio, newspaper, boards, and elect ration boards. Responsibilities of finance & accounting department Cash Management and Bank Management Recording of financial transactions in reliable accounting software etc. Maiwand bank own Account Opening Department Beneficiary bank- dab, Kabul, Afghanistan Correspondent bank for clearing for USD clearing use Bank of America bofaus account # 629008872 for euro clearing used beneficiary name of your bank beneficiary account number- account number at dab for your bank beneficiary bank- dab, Kabul, Afghanistan correspondent bank for clearing ( same as above) No bank account needed. Complaint with da Afghanistan bank regulations Step one visit Maiwand bank branches Provide the bank representative with the following information simply give the bank representative your identification card Cash Department If there are two persons having accounts at the same bank. Cheque should be drawn on the particular bank Cheque should be presented during banking hours Operation department is an important department of a bank which controls all the activities and operations of Maiwand bank Islamic Banking Department Islamic banking refers to a system of banking or banking activity that is consistent with Islamic law (Sharia’h) principles and guided by Islamic economics FINANCIAL STATEMENTS ANALYSIS The common size analysis of the Maiwand Bank is clearly showing that the bank has shown unimproved in its performance The Index analysis of the Maiwand Bank is clearly showing that the bank has shown The common size analysis of the Maiwand Bank is clearly showing that the bank has shown unimproved in its performance Ratio analysis Liquidity ratios Leverage ratios Current

Ratio this report we mention some strength, weakness, opportunities, and threats then wrote some recommendation for the improvement of the bank.